CLIFFORD LANE PARISH COVER
Underwritten exclusively for Clifford Lane Ltd by a major London insurer, our
insurance for Parish Councils offers you the following cover at competitive prices:
Public Liability
Public Liability
Protection against your legal liability for injury to third parties or damage to their property, following your Council’s negligence
Employers Liability
Employers Liability
Protection against your legal liability for death, bodily injury or disease incurred by employees, councillors and volunteers arising out of the course of their employment. This is a legal requirement if your Council has any employees.
Office Contents
Office Contents
All Risks cover for your Office Furniture and Equipment, including cover against Theft.
Parish Buildings
Parish Buildings
Accidental damage cover on Parish-owned buildings, in accordance with the values shown on your latest risk register.
Loss of Revenue
Loss of revenue
We provide cover up to £10,000 for a 12 month period, should your Council suffer a Loss of Revenue following an insured event
Increased cost of working
Increased cost of working
We provide cover up to £10,000 for a 12 month period should your Council incur Additional
Expenditure following an insured event.
Commercial Legal Expenses
Commercial Legal Expenses
This cover protects Council staff in their official capacity, against the cost of potential legal disputes, advice and – if necessary – legal representation.
Hirers Indemnity
Hirers Indemnity
This provides cover against legal liability for hirers of council buildings, against injury or damage arising during the period of hire.
Officers Indemnity
Officers Indemnity
Cover is provided for legal liability arising from negligence, error or omission by any Council employee or officer.
Libel and Slander
Libel and Slander
This is protection against claims made by a member of the public for compensation, arising from verbal or written comments made by the Council.
Personal Accident
Personal Accident
This provides cover to employees, officers and volunteers (between 16 and 90 years of age),
Following injury whilst working for the Council.
Loss of Money
Loss of Money
Cover for loss of money belonging to the Council up to £1,000, when carried by officers or Employees. Personal accident assault benefits are also payable.